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CPSE 3 Ratnas infographic showing Maharatna, Navratna and Miniratna autonomy-based classification of government-owned PSUs in India.
 CPSE 3 RATNAs: MAHARATNA TO MINIRATNA

Public Sector Undertakings (PSUs), also known as Public Sector Enterprises (PSEs), originated from India’s economic vision after Independence in 1947. Their growth reflects the government’s objective of building a self-reliant and socially balanced economy. Over time, PSUs have played a crucial role in industrial development, infrastructure creation, and national economic planning. Definition of PSE A Public Sector Enterprise (PSE) is a government-owned corporation established to carry out commercial and strategic activities. These enterprises are fully or majority owned (at least

Illustration of bancassurance in India showing a partnership between a bank and an insurance company with digital finance icons.
BANCASSURANCE IN INDIA: MEANING & EXAMPLES

In India’s rapidly growing financial services sector, “Bancassurance-in-India” has become an important distribution channel connecting banks and insurance companies. It allows customers to purchase insurance products directly through their banks, making financial protection more accessible and convenient.With increasing trust in banking institutions and rising awareness about financial security, bancassurance has expanded significantly across the country. Today, many leading Indian banks partner with insurance companies to offer life, health, and general insurance products under one roof.Imagine visiting your bank branch for

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